Special Mortgages
We have access to broker-only mortgage lenders, who offer mortgage rates and features that enable financing solutions for almost all situations.
SPECIAL MORTGAGES
Business For Self Mortgage
For individuals who work for themselves and have non-traditional income sources.
Self-employed mortgages are designed for individuals who work for themselves and have non-traditional income sources. These mortgages consider business profits, investments, and contracts as valid income, addressing the challenges self-employed individuals face when obtaining a mortgage. To facilitate the process, self-employed individuals can seek the assistance of a specialized Mortgage Broker like Mike Cara.
Mike Cara understands the unique needs of self-employed individuals and empowers them to gather the necessary documentation, including tax returns, financial statements, bank statements, and contracts, to demonstrate their income and stability. By working closely with clients, Mike Cara connects them with mortgage lenders who have flexible lending criteria and offer customized mortgage solutions. This may include stated income mortgages, where income is stated rather than traditionally verified. With the expertise of a knowledgeable Mortgage Broker like Mike Cara, self-employed individuals can secure a mortgage that suits their needs and enables them to achieve homeownership, giving them the freedom and flexibility they deserve.
SPECIAL MORTGAGES
Divorce Separation Mortgage
An arrangement allowing one partner to buy out the other's share.
A spousal buyout mortgage is a financial arrangement that allows one partner to buy out the other’s share of a joint property after a separation or divorce. Working with a knowledgeable mortgage broker like Mike Cara is crucial, where the property market is competitive and complex. A spousal buyout mortgage enables one partner to refinance the home in their name only, providing a solution for those who wish to keep the family home. Mortgage Broker Mike Cara simplifies the process by navigating the lending criteria, identifying suitable lenders, negotiating favourable terms, and assisting with the required documentation and assessments. Mortgage Broker Mike Cara’s expertise in real estate and mortgage regulations is invaluable in reducing stress during a divorce. A spousal buyout mortgage, facilitated by Mortgage Broker Mike Cara, helps individuals retain their homes and achieve the best possible outcome during a challenging time.
SPECIAL MORTGAGES
Agricultural Farm Mortgage
Mortgages designed for individuals or businesses in the agricultural sector.
As a Mortgage Broker, Mike Cara specializes in Farm and Agricultural Mortgages designed for individuals or businesses in the agricultural sector. Whether you are an established farmer or starting from scratch, Mike can guide you through the complexities of securing finance for farm properties, equipment, or other agricultural assets. His understanding of the unique financial challenges in agriculture and strong lender relationships enables access to competitive interest rates and flexible terms. Mike provides personalized advice, understanding your goals and economic situation, and supports you throughout the mortgage process. As a trusted broker, he is dedicated to helping agricultural businesses achieve their ambitions. Contact Mike Cara today to discuss your Farm and Agricultural Mortgage needs.