Build or Renovate Mortgage
We are a full-service Mortgage Business. We arrange financing for all credit types, from 400 to 900 credit scores.

BUILD OR RENOVATE MORTGAGE
Construction Loan
Designed to finance the building or renovation of a property.
A Construction Mortgage, also called a Construction Draw loan, is designed to finance the building or renovation of a property. Mortgage Broker Mike Cara specializes in helping clients secure financing for their construction projects. His knowledge of the local housing market and connections with lenders allow him to find a mortgage that fits each client’s unique needs.
During the construction phase, Mortgage Broker Mike Cara can guide clients through the complexities of the mortgage process, helping them understand the requirements and find the best rates and terms. Once construction is finished, the loan can transition into a traditional mortgage. Contact Mike Cara if you are considering a construction project in Ontario and need help securing a mortgage. His expertise ensures a smooth and successful construction project.
BUILD OR RENOVATE MORTGAGE
Purchase Plus Improvements
Covering the cost of purchasing a home and renovating it.

A Purchase Plus Improvement Mortgage is a comprehensive loan that covers the cost of purchasing a home and renovating it. This solution simplifies financing for homebuyers who wish to personalize their new property. Mike Cara, a seasoned Mortgage Broker, excels in facilitating these mortgages. He guides clients through the loan process, secures favourable terms, and ensures efficient management of renovation funds. Collaborating with Mike Cara provides Ontario residents with tailored mortgage advice, access to competitive lending options, and a streamlined path to owning and personalizing their dream home. Mike Cara’s deep understanding of the local market and commitment to personalized service makes him the perfect partner for navigating the complexities of a Purchase Plus Improvement Mortgage.